Quick answer
Why do the same problems keep repeating in my life?
The same kind of partner, the same fight at every job, the same money trouble every few years. When a problem keeps coming back, you are in a loop.
Loops form in a few ways. Some come to people who tempt fate or try to delay it. Others come to people who have locked themselves in, either in comfort they will not leave or in discomfort they have grown used to.
A loop can be broken easily. The catch is that you have to be ready to break the pattern that holds it, and breaking it can be painful.
A consultation can show you which kind of loop you are in and what holds it in place. For the bigger picture, read why you are not here to learn a lesson.
Questions
How do I break a loop?
By breaking the pattern that holds it in place. That part is simple. Being ready for what it costs you is the hard part.
Can fear cause a loop?
Yes. Holding too tightly to a way of thinking, fear included, is one of the things that creates loops.